Tchiotashvili, David, Khaliana Chitadze, and Tsiuri Duruli. “Regulation of Cumulative Pension System and Challenges in Georgia”. "Intercultural Dialogues" Transactions 7 (September 30, 2023): 534–539. Accessed January 30, 2025. https://journals.4science.ge/index.php/IDW/article/view/2101.